8 articles in this category
Universal life insurance can be a powerful tool in a retirement plan—offering tax-deferred cash value growth, flexible premiums, and a death benefit t...
Universal life insurance often promises flexibility and lifelong coverage, but many policyholders fall into a cash flow trap where rising premiums, in...
If you own a universal life insurance policy, you have probably heard that it is flexible and can adapt to your changing needs. What many policyholder...
Universal life insurance promises flexibility—adjustable premiums, a savings component that can grow tax-deferred, and the ability to dial coverage up...
Universal life insurance is marketed as the flexible alternative to whole life: you can adjust your premium, change your death benefit, and even skip ...
Universal life insurance offers flexible premiums and adjustable death benefits, but that flexibility comes with hidden costs that can erode policy va...
Universal life insurance is often sold as a flexible premium product with a cash value component, but its real power for many families lies in tax-eff...
My Journey with Universal Life: From Skeptic to Strategic AdvisorWhen I first entered the financial planning industry, universal life insurance was of...